Integra has extensive experience in regulatory compliance, lending, operations, and financial reporting. Our expertise in these critical areas has enabled us to respond to the growing needs of a broad range of industries.

Products include compliance solutions for BSA, AML, OFAC, Politically Exposed Persons, and other watch/black lists.

IQ Risk provides enhanced BSA compliance and Anti-Money Laundering (AML) tools. Integra Systems has developed a system for risk rating commercial and consumer accounts at account opening.

What are the Benefits?

• Consistent and Standardized Risk Rating;
• Software solution tailored to the bank's BSA and AML needs;
• Eliminates the time consuming task of completing paper-based forms which often are transferred to spread sheets;
• Exception reporting identifies changes in a customer's risk profile by comparing the customer's anticipated cash transaction volume to actual volumes;
• The ability to mandate fields to force bank staff to comply, or if preferred by the bank, the ability to generate reports to highlight where staff is not complying;

IQ Risk provides a seamless process for account opening, where Secure Opening Plus (optional product) gathers and verifies identification information. IQ Risk collects the necessary information in order to automatically calculate a customer's risk rating score. This information is then mapped into the bank's core processing system to complete the account opening process.

IQ Risk and FIS Regulatory Services provide the tools to manage your BSA and AML risk and helps you prevent losses at your financial institution. Furthermore, IQ Risk reduces the cost to comply with the requirements.